Uninsured and Underinsured Motorists | uninsured motorist attorney
Hit by an uninsured motorist? Contact an uninsured motorist attorney today at Doran & Beam
Hit by an Uninsured Motorist?
When your insurance policy features uninsured motorist (UM) protection, it means that your insurance will cover the cost of any damage that an at-fault motorist who is un- or under-insured causes, as well as drivers that cannot be located after an accident.
Because many people do not know their insurance policy’s full range of coverage, it is easy for insurance policies to deny some claims, even if they have merit. In the incident of an accident caused by an uninsured motorist, the uninsured motorist attorneys at Doran & Beam will work hard to make sure that insurance companies accept our clients’ claims to the fullest possible extent.
Uninsured Motorist Coverage in Florida
Florida law may require all drivers to insure their cars, but this doesn’t mean that a) some drivers don’t choose to risk driving without insurance or b) other drivers purchase an inadequate amount of insurance to cover the medical and property damage costs of accident victims. The law also does not require that drivers carry uninsured motorist policies, but it is highly encouraged that they do.
If you or a loved one suffers a major injury as a result of an accident caused by an uninsured motorist, any medical coverage your insurance policy has is likely to dry up quickly. We are trained to help you find other means of covering these heavy costs. One way we do this is by examining how various policies you have health care coverage and uninsured motorist insurance, for example, can work together to optimizing your benefits. In the event of the incapacitation or death of a loved one we work hard to see to it that you can receive the kind of treatment that will help you get on with your life.
Optimizing Your Benefits
You may fall victim to an uninsured motorist even if you’re not in your car. Some coverage can extend to pedestrian, bicyclist or motorcyclist accidents. Hit-and-run accidents can also be covered, as can those incurred when a driver not listed under your policy is driving your insured car at the time of an accident.
In the incident of this type of accident it is important that you talk to a legal professional before making an injury claim. This will ensure that you get the most out of your Florida uninsured motorist policy.
Contact one of our Pasco County personal injury attorneys immediately to schedule a consultation. 727-846-1000 “Attorneys You Can Talk To.”
