Overview – Auto Insurance Claim Types
For Florida drivers, the question of what an auto insurance policy will cover can have a pretty complex answer. Policy-holder questions range from whether their vehicle’s policy applies to their college-aged children to what kind of coverage, if any, they’ll get if they are hit as a pedestrian. As legal professionals who have specialized in this field in Florida for years, we can answer all your auto insurance policy questions.
Ideally, the coverage you receive would be cut-and-dry – however, this is not always the case. You may hold an insurance policy and make your payments in a timely manner, but in the event of an auto accident your insurer may not want to pay out to the degree that you see fit. At Doran, Beam & Farrell we have extensive experience in dealing with such cases. Our office is here to help you through all of these obstacles.
When you file a claim your insurance policy carrier is supposed to investigate your case and make a fair assessment based on all of the evidence. If your claim is in line with the evidence, your carrier must then promptly pay out on your claim. Unfortunately, sometimes this doesn’t happen. There are times that an insurance company does not accept a reasonable claim, or does not pay the policyholder on time. In such an instance, you can obtain further damages by filing an insurance bad faith suit.
Know the Scope of Your Policy
Did you know that your coverage could extend to other members of the household? Uninsured or under-insured motorist policies may even apply to policyholders who are involved in an accident as pedestrians or bicyclists. Knowing the extent of your insurance coverage is important, it can make a major difference in the compensation you receive if you are in an accident.
Talk to a Legal Professional
Sorting through all of the details can be tough to do on your own, especially in the aftermath of a car accident. We can help. It may be your first accident, but it isn’t ours!
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Doran, Beam & Farrell – Attorneys You Can Talk To!